Durand State Bank Davis Branch Phone Number

Phone Number :

(+1) 815-248-2711

Branch INFORMATION
Branch Name :	Lake Summerset
Phone Number :	815-248-2711
Service Type :	Full Service Office
State & County :	Illinois - Winnebago
City or Town :	Davis
Zip Code :	61019
Office Address :	13697 Best Road, Davis, IL 61019
BANK INFORMATION
Bank Name :	Durand State Bank
Bank Type :	Federal Reserve Non-member Bank
FDIC Insurance :	Certificate #17713
Online Banking :	durandstatebank.com
Branch Count :	2 Offices in Illinois

Durand State Bank, Davis Branch Hours of Operation

Every branch has its own set of hours; we‘ve listed the daily hours for the main headquarters branch below. It also applies to a variety of other branches; however, you should check your particular branch for more current and up-to-date information.

Day	Hours of Operation
Monday	9:00 am - 5:00 pm
Tuesday	9:00 am - 5:00 pm
Wednesday	9:00 am - 5:00 pm
Thursday	9:00 am - 5:00 pm
Friday	9:00 am - 6:00 pm
Saturday	9:00 am - 6:00 pm
Sunday	closed

What documentation is required to open a bank account in the Durand State Bank, United States?

The documents you‘ll need to support your bank account application varies. It is dependent on the bank as well as the state of the United States. However, it‘s a good idea to keep the following items on hand in general:

Your full US address, phone number, and other personal information
Your driver‘s license or passport are both acceptable forms of identification.
Your immigration paperwork (i.e. a valid visa or Green Card)
A payment for the initial deposit.
Importantly, you‘ll almost always be asked for your Social Security number (SSN). Non-residents and non-citizens may face significant challenges, although they are not insurmountable. It‘s a good idea to have the following items on hand:

What Do You Need to Open a Business Bank Account in the Durand State Bank, United States?

To open a business bank account, you‘ll need to know what papers and licenses you‘ll require.
To open a business bank account, you‘ll need your articles of incorporation, employer identification number, and personal identification documents.
It is possible to open a business checking and savings account.
You‘ll need a business bank account to keep your business and personal finances separate.

How to Become a Member of a Credit Union?

Credit unions are a great place to go for things like savings accounts, bank accounts, and loans. However, some people find creating a credit union account scary, owing to the fact that credit unions utilize distinct terminology. When the terms "eligibility" and "membership" are used, people assume the process will be difficult,but opening an account is simple.

To accomplish this, follow these three steps:

Meet the requirements for eligibility (this is usually easier than it sounds).
Become a member-owner by making a small deposit (usually $5 to $25).
Begin making use of your account.

You must give information about yourself, just like you would with any other financial account, including:

Tax Identification Number (TIN) or Social Security Number (SSN)
Your physical location (you can also use a separate mailing address for correspondence)
A valid ID, such as a driver‘s license, passport, or other government-issued ID, is required.
A justification for joining the credit union ("I work for ABC Company" or "my dad is a member here")

How to open a bank account as a non-resident in the Durand State Bank, United States

Even if you don‘t have a resident status yet, there are various options for opening a bank account.

Apply in person

In person applications are accepted.
- You can apply for a bank account in person if you already live in the United States and have evidence of address, but you do not yet have resident status. Depending on the state and the bank with which you‘re working, the terms may differ.
Always double-check with the exact bank ahead of time to ensure you don‘t forget anything.
- As a non-resident, you will typically require the following documents to create a bank account:
Proof of address, including contact and personal information
Passport and government-issued ID or valid driver‘s license are both acceptable forms of identification.
Individual Taxpayer Identification Number (ITIN) or Social Security Number Photocopies will not be accepted, therefore bring the original documents with you.
- You‘ll need to make an initial deposit if you‘re opening a bank account. The minimum deposit amount varies by bank, but it can range from $50 to $3000 or more.

The benefits of opening a Durand State Bank account

Extra protection:

Depositing money in a bank account is safer than keeping a stack of currency in a drawer. Banks and credit unions offer deposit insurance up to $250,000. That peace of mind is an invaluable perk of the banking industry.

Lower fees:

Without a bank account, cashing a check can cost quite a bit of money. From using check-cashing services or prepaid debit cards, alternatives to traditional checking accounts can eat into earnings.

Credit-building opportunities:

Establishing a relationship with the banking industry can provide a gateway to even bigger life goals such as buying a car and owning a home. In fact, some banks have made it a mission to help non-U.S. citizens on the path toward homeownership.

Saving for the future:

Having a checking account is a good step for anyone’s personal finances, and opening a savings account is the next building block of smart financial decisions.

About BankFinderHub

BankFinderHub would like to be a partner as the name, and we love what we do. It‘s who we are. As a best friendly team working side by side, we aspire for giving the latest informations to your finger tips.

Founded in 2010 by BankFinderHub Team, bankfinderhub.site has come a long way from its beginnings in worldwide. When we first started out, our passion for Giving best quality information to my readers drove us to do tons of research. So that bankfinderhub.site can Make the highest quality reading platform. We now serve customers all over the world and are thrilled that we‘re able to turn our passion into our own website.

Learn more about us.

Deborah J. Rhoden